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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,399 | $210,698+12.2% | $178,014+32.8% | $145,959+62.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.94% | 386.27%-375.3pp | 294.80%-283.9pp | 561.95%-551.0pp |
| Employer contribution / active EE | $17,245 | $4,567+277.6% | $3,950+336.6% | $4,661+270.0% |
| Participant deferral / active EE | $13,797 | $6,958+98.3% | $6,276+119.8% | $6,689+106.3% |
| Admin fee / account holder | $548 | $12,016-95.4% | $10,362-94.7% | $13,398-95.9% |