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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,112 | $227,399-76.2% | $189,758-71.5% | $198,609-72.8% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 23.84% | 61.03%-37.2pp | 52.62%-28.8pp | 202.70%-178.9pp |
| Employer contribution / active EE | $6,067 | $5,526+9.8% | $4,767+27.3% | $5,055+20.0% |
| Participant deferral / active EE | $8,931 | $6,837+30.6% | $5,856+52.5% | $6,977+28.0% |
| Admin fee / account holder | $12,185 | $25,162-51.6% | $20,388-40.2% | $19,030-36.0% |