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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,112 | $174,379-69.0% | $152,093-64.4% | $138,895-61.0% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 23.84% | 74.86%-51.0pp | 66.36%-42.5pp | 145.39%-121.6pp |
| Employer contribution / active EE | $6,067 | $4,652+30.4% | $4,175+45.3% | $4,194+44.7% |
| Participant deferral / active EE | $8,931 | $6,159+45.0% | $5,451+63.8% | $6,396+39.6% |
| Admin fee / account holder | $12,185 | $16,880-27.8% | $14,497-15.9% | $12,562-3.0% |