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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,131 | $110,379-47.3% | $102,412-43.2% | $145,884-60.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.40% | 24.84%-16.4pp | 24.94%-16.5pp | 551.85%-543.4pp |
| Employer contribution / active EE | $4,452 | $4,216+5.6% | $3,870+15.0% | $4,662-4.5% |
| Participant deferral / active EE | $4,117 | $5,622-26.8% | $5,060-18.6% | $6,690-38.5% |
| Admin fee / account holder | $2,074 | $9,745-78.7% | $8,388-75.3% | $13,392-84.5% |