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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,871 | $49,976-24.2% | $66,674-43.2% | $82,637-54.2% |
| Participation rate | 48.1% | 63.1%-14.9pp | 73.7%-25.5pp | 68.1%-19.9pp |
| Annual return | 22.64% | 39.09%-16.5pp | 321.24%-298.6pp | 53.51%-30.9pp |
| Employer contribution / active EE | $1,949 | $1,988-2.0% | $2,620-25.6% | $2,552-23.6% |
| Participant deferral / active EE | $3,677 | $2,847+29.2% | $4,084-10.0% | $4,126-10.9% |
| Admin fee / account holder | $142 | $4,594-96.9% | $5,098-97.2% | $7,339-98.1% |