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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,496 | $199,109-62.6% | $173,730-57.1% | $154,746-51.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 10.74% | 20.02%-9.3pp | 19.96%-9.2pp | 172.34%-161.6pp |
| Employer contribution / active EE | $3,093 | $5,311-41.8% | $4,577-32.4% | $4,379-29.4% |
| Participant deferral / active EE | $5,375 | $7,113-24.4% | $6,326-15.0% | $6,730-20.1% |
| Admin fee / account holder | $1,481 | $20,916-92.9% | $17,523-91.6% | $14,365-89.7% |