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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,496 | $213,785-65.2% | $185,441-59.8% | $155,188-52.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 10.74% | 19.97%-9.2pp | 20.16%-9.4pp | 148.84%-138.1pp |
| Employer contribution / active EE | $3,093 | $5,393-42.6% | $4,672-33.8% | $4,248-27.2% |
| Participant deferral / active EE | $5,375 | $6,864-21.7% | $6,152-12.6% | $6,531-17.7% |
| Admin fee / account holder | $1,481 | $21,134-93.0% | $17,890-91.7% | $14,480-89.8% |