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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,998 | $183,592-73.9% | $155,567-69.1% | $145,959-67.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 14.95% | 61.24%-46.3pp | 64.74%-49.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $1,033 | $5,315-80.6% | $4,674-77.9% | $4,661-77.8% |
| Participant deferral / active EE | $3,663 | $6,464-43.3% | $5,628-34.9% | $6,689-45.2% |
| Admin fee / account holder | $464 | $19,318-97.6% | $15,916-97.1% | $13,398-96.5% |