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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,952 | $138,366-82.0% | $184,185-86.5% | $80,911-69.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 14.43% | 20.02%-5.6pp | 28.81%-14.4pp | 35.63%-21.2pp |
| Employer contribution / active EE | $2,190 | $4,849-54.8% | $6,426-65.9% | $2,756-20.5% |
| Participant deferral / active EE | $4,457 | $7,074-37.0% | $9,132-51.2% | $4,297+3.7% |
| Admin fee / account holder | $998 | $10,484-90.5% | $13,909-92.8% | $6,935-85.6% |