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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,952 | $138,386-82.0% | $184,260-86.5% | $80,935-69.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.43% | 20.02%-5.6pp | 28.84%-14.4pp | 35.66%-21.2pp |
| Employer contribution / active EE | $2,190 | $4,851-54.9% | $6,427-65.9% | $2,757-20.6% |
| Participant deferral / active EE | $4,457 | $7,076-37.0% | $9,133-51.2% | $4,299+3.7% |
| Admin fee / account holder | $998 | $10,489-90.5% | $13,898-92.8% | $6,924-85.6% |