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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,830 | $100,194-25.3% | $122,979-39.2% | $86,983-14.0% |
| Participation rate | 86.5% | 73.0%+13.5pp | 77.2%+9.3pp | 69.5%+16.9pp |
| Annual return | 42.66% | 16.47%+26.2pp | 20.12%+22.5pp | 25.83%+16.8pp |
| Employer contribution / active EE | $4,516 | $2,326+94.2% | $3,062+47.5% | $2,584+74.7% |
| Participant deferral / active EE | $12,548 | $4,133+203.6% | $5,003+150.8% | $4,194+199.2% |
| Admin fee / account holder | $7,500 | $10,148-26.1% | $12,864-41.7% | $7,856-4.5% |