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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,830 | $95,453-21.6% | $112,040-33.2% | $82,448-9.2% |
| Participation rate | 86.5% | 72.8%+13.7pp | 76.5%+10.0pp | 68.1%+18.4pp |
| Annual return | 42.66% | 23.92%+18.7pp | 24.52%+18.1pp | 41.64%+1.0pp |
| Employer contribution / active EE | $4,516 | $2,318+94.8% | $2,954+52.9% | $2,551+77.0% |
| Participant deferral / active EE | $12,548 | $4,224+197.1% | $5,098+146.1% | $4,139+203.1% |
| Admin fee / account holder | $7,500 | $9,013-16.8% | $12,098-38.0% | $7,234+3.7% |