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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,551 | $76,608-35.3% | $56,077-11.6% | $145,877-66.0% |
| Participation rate | 53.8% | 63.2%-9.4pp | 52.5%+1.3pp | 80.3%-26.5pp |
| Annual return | 12.82% | 3009.59%-2996.8pp | 1709.28%-1696.5pp | 551.28%-538.5pp |
| Employer contribution / active EE | $971 | $1,382-29.7% | $1,040-6.7% | $4,663-79.2% |
| Participant deferral / active EE | $5,419 | $2,624+106.5% | $1,954+177.3% | $6,691-19.0% |
| Admin fee / account holder | $432 | $3,325-87.0% | $2,825-84.7% | $13,402-96.8% |