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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,551 | $76,522-35.2% | $56,033-11.6% | $145,884-66.0% |
| Participation rate | 53.8% | 63.2%-9.4pp | 52.5%+1.4pp | 80.3%-26.5pp |
| Annual return | 12.82% | 3014.28%-3001.5pp | 1711.38%-1698.6pp | 551.85%-539.0pp |
| Employer contribution / active EE | $971 | $1,382-29.8% | $1,041-6.7% | $4,662-79.2% |
| Participant deferral / active EE | $5,419 | $2,624+106.5% | $1,954+177.3% | $6,690-19.0% |
| Admin fee / account holder | $432 | $3,328-87.0% | $2,827-84.7% | $13,392-96.8% |