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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,122 | $67,823-6.9% | $52,425+20.4% | $137,256-54.0% |
| Participation rate | 53.3% | 63.9%-10.6pp | 55.6%-2.3pp | 80.0%-26.6pp |
| Annual return | 17.72% | 219.11%-201.4pp | 302.12%-284.4pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,005 | $1,163-13.6% | $914+9.9% | $4,156-75.8% |
| Participant deferral / active EE | $5,440 | $2,288+137.8% | $1,790+203.8% | $6,407-15.1% |
| Admin fee / account holder | $544 | $2,844-80.9% | $2,495-78.2% | $12,270-95.6% |