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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,079 | $77,472+3.4% | $100,415-20.3% | $80,959-1.1% |
| Participation rate | 98.5% | 76.9%+21.5pp | 81.5%+17.0pp | 67.7%+30.8pp |
| Annual return | 20.09% | 37.26%-17.2pp | 49.47%-29.4pp | 35.67%-15.6pp |
| Employer contribution / active EE | $2,921 | $2,800+4.3% | $3,943-25.9% | $2,757+5.9% |
| Participant deferral / active EE | $9,487 | $6,818+39.2% | $8,091+17.3% | $4,300+120.6% |
| Admin fee / account holder | $4,183 | $5,885-28.9% | $7,906-47.1% | $6,925-39.6% |