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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,510 | $88,778+17.7% | $81,844+27.7% | $145,884-28.4% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 18.26% | 1033.03%-1014.8pp | 778.87%-760.6pp | 551.85%-533.6pp |
| Employer contribution / active EE | $3,287 | $3,087+6.5% | $2,916+12.7% | $4,662-29.5% |
| Participant deferral / active EE | $8,832 | $4,648+90.0% | $4,323+104.3% | $6,690+32.0% |
| Admin fee / account holder | $410 | $8,430-95.1% | $7,355-94.4% | $13,392-96.9% |