Filed May 3, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,350 | $78,529-30.8% | $105,591-48.5% | $74,400-26.9% |
| Participation rate | 49.7% | 72.8%-23.1pp | 75.3%-25.6pp | 67.2%-17.5pp |
| Annual return | 10.94% | 15.94%-5.0pp | 116.43%-105.5pp | 1367.51%-1356.6pp |
| Employer contribution / active EE | $1,586 | $2,522-37.1% | $3,166-49.9% | $2,624-39.6% |
| Participant deferral / active EE | $3,230 | $4,321-25.3% | $5,008-35.5% | $4,348-25.7% |
| Admin fee / account holder | $2,694 | $2,216+21.6% | $11,024-75.6% | $1,944+38.6% |