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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,203 | $96,136+173.8% | $135,987+93.6% | $80,925+225.2% |
| Participation rate | 78.6% | 71.2%+7.3pp | 76.4%+2.1pp | 67.7%+10.9pp |
| Annual return | 15.30% | 28.70%-13.4pp | 580.01%-564.7pp | 35.65%-20.3pp |
| Employer contribution / active EE | $1,917 | $3,350-42.8% | $4,214-54.5% | $2,756-30.5% |
| Participant deferral / active EE | $18,160 | $5,706+218.3% | $7,027+158.4% | $4,299+322.5% |
| Admin fee / account holder | $9,292 | $8,236+12.8% | $6,716+38.4% | $6,940+33.9% |