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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,333 | $86,940-47.9% | $102,434-55.7% | $80,935-44.0% |
| Participation rate | 97.4% | 72.4%+25.0pp | 76.5%+20.9pp | 67.7%+29.7pp |
| Annual return | 15.51% | 18.89%-3.4pp | 29.46%-13.9pp | 35.66%-20.1pp |
| Employer contribution / active EE | $3,909 | $2,370+64.9% | $3,023+29.3% | $2,757+41.8% |
| Participant deferral / active EE | $8,757 | $4,121+112.5% | $5,055+73.2% | $4,299+103.7% |
| Admin fee / account holder | $8,088 | $8,047+0.5% | $9,462-14.5% | $6,924+16.8% |