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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,322 | $88,754-74.8% | $81,820-72.7% | $145,877-84.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.18% | 1031.77%-1017.6pp | 777.93%-763.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,610 | $3,085-47.8% | $2,915-44.8% | $4,663-65.5% |
| Participant deferral / active EE | $4,252 | $4,648-8.5% | $4,323-1.6% | $6,691-36.4% |
| Admin fee / account holder | $1,262 | $8,424-85.0% | $7,391-82.9% | $13,402-90.6% |