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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,681 | $95,404+21.3% | $113,397+2.0% | $82,637+40.0% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.5%+19.8pp | 68.1%+28.2pp |
| Annual return | 14.62% | 19.08%-4.5pp | 23.20%-8.6pp | 53.51%-38.9pp |
| Employer contribution / active EE | $8,229 | $2,307+256.7% | $2,977+176.4% | $2,552+222.4% |
| Participant deferral / active EE | $6,004 | $4,220+42.3% | $5,076+18.3% | $4,126+45.5% |
| Admin fee / account holder | $1,365 | $9,168-85.1% | $11,957-88.6% | $7,339-81.4% |