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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,045 | $110,093-90.9% | $97,295-89.7% | $145,897-93.1% |
| Participation rate | 85.7% | 75.9%+9.8pp | 72.7%+13.1pp | 80.3%+5.4pp |
| Annual return | 11.22% | 244.76%-233.5pp | 75.62%-64.4pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,826 | $3,077-40.7% | $2,723-32.9% | $4,663-60.8% |
| Participant deferral / active EE | $3,414 | $4,678-27.0% | $4,264-19.9% | $6,689-49.0% |
| Admin fee / account holder | $1,597 | $6,212-74.3% | $5,646-71.7% | $13,390-88.1% |