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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,876 | $29,319-52.7% | $52,425-73.5% | $82,448-83.2% |
| Participation rate | 87.1% | 46.9%+40.2pp | 55.6%+31.4pp | 68.1%+19.0pp |
| Annual return | 20.48% | 535.20%-514.7pp | 302.12%-281.6pp | 41.64%-21.2pp |
| Employer contribution / active EE | $1,521 | $586+159.3% | $914+66.3% | $2,551-40.4% |
| Participant deferral / active EE | $2,827 | $1,171+141.4% | $1,790+57.9% | $4,139-31.7% |
| Admin fee / account holder | $905 | $1,962-53.9% | $2,495-63.7% | $7,234-87.5% |