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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,904 | $108,942+186.3% | $100,415+210.6% | $145,897+113.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 0.21% | 58.27%-58.1pp | 49.47%-49.3pp | 552.29%-552.1pp |
| Employer contribution / active EE | $10,800 | $4,422+144.2% | $3,943+173.9% | $4,663+131.6% |
| Participant deferral / active EE | $32,400 | $8,461+282.9% | $8,091+300.4% | $6,689+384.4% |
| Admin fee / account holder | $11,401 | $9,702+17.5% | $7,906+44.2% | $13,390-14.9% |