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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,470 | $209,336+66.0% | $197,124+76.3% | $137,256+153.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 6.43% | 48.09%-41.7pp | 44.34%-37.9pp | 220.34%-213.9pp |
| Employer contribution / active EE | $0 | $6,591-100.0% | $6,227-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $50,998 | $9,614+430.4% | $9,135+458.3% | $6,407+696.0% |
| Admin fee / account holder | $35,498 | $17,308+105.1% | $16,298+117.8% | $12,270+189.3% |