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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,922 | $68,878+68.3% | $120,574-3.9% | $80,935+43.2% |
| Participation rate | 100.0% | 61.7%+38.3pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 12.06% | 23.67%-11.6pp | 107.42%-95.4pp | 35.66%-23.6pp |
| Employer contribution / active EE | $4,399 | $2,065+113.1% | $3,471+26.8% | $2,757+59.6% |
| Participant deferral / active EE | $6,169 | $3,189+93.5% | $4,996+23.5% | $4,299+43.5% |
| Admin fee / account holder | $433 | $5,782-92.5% | $9,445-95.4% | $6,924-93.8% |