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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,570 | $156,398-47.8% | $147,318-44.6% | $138,895-41.3% |
| Participation rate | 82.6% | 83.8%-1.1pp | 82.1%+0.5pp | 79.9%+2.7pp |
| Annual return | 37.25% | 78.75%-41.5pp | 70.43%-33.2pp | 145.39%-108.1pp |
| Employer contribution / active EE | $4,924 | $4,853+1.5% | $4,593+7.2% | $4,194+17.4% |
| Participant deferral / active EE | $10,442 | $8,237+26.8% | $7,906+32.1% | $6,396+63.2% |
| Admin fee / account holder | $4,530 | $14,976-69.7% | $13,708-67.0% | $12,562-63.9% |