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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,942 | $72,071+87.2% | $68,368+97.4% | $137,256-1.7% |
| Participation rate | 42.9% | 76.2%-33.4pp | 73.8%-30.9pp | 80.0%-37.1pp |
| Annual return | 15.01% | 353.14%-338.1pp | 292.57%-277.6pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,161 | $2,788-58.4% | $2,649-56.2% | $4,156-72.1% |
| Participant deferral / active EE | $4,165 | $4,410-5.6% | $4,123+1.0% | $6,407-35.0% |
| Admin fee / account holder | $424 | $5,336-92.1% | $5,150-91.8% | $12,270-96.5% |