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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,677 | $178,174-42.4% | $156,181-34.3% | $137,256-25.2% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.8%-24.3pp | 80.0%-25.4pp |
| Annual return | 17.47% | 84.19%-66.7pp | 64.87%-47.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $1,537 | $4,972-69.1% | $4,294-64.2% | $4,156-63.0% |
| Participant deferral / active EE | $2,410 | $6,888-65.0% | $6,132-60.7% | $6,407-62.4% |
| Admin fee / account holder | $1,974 | $17,404-88.7% | $14,586-86.5% | $12,270-83.9% |