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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,213 | $132,634+201.7% | $115,768+245.7% | $137,256+191.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 13.71% | 160.70%-147.0pp | 100.46%-86.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $1,907 | $3,360-43.2% | $2,940-35.1% | $4,156-54.1% |
| Participant deferral / active EE | $3,462 | $5,619-38.4% | $4,917-29.6% | $6,407-46.0% |
| Admin fee / account holder | $14,722 | $15,028-2.0% | $12,439+18.3% | $12,270+20.0% |