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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,110 | $160,028-29.3% | $147,080-23.1% | $145,884-22.5% |
| Participation rate | 90.5% | 84.0%+6.5pp | 82.2%+8.3pp | 80.3%+10.2pp |
| Annual return | 17.00% | 98.60%-81.6pp | 420.17%-403.2pp | 551.85%-534.8pp |
| Employer contribution / active EE | $3,538 | $5,286-33.1% | $4,933-28.3% | $4,662-24.1% |
| Participant deferral / active EE | $7,313 | $8,422-13.2% | $8,066-9.3% | $6,690+9.3% |
| Admin fee / account holder | $12,562 | $15,030-16.4% | $12,989-3.3% | $13,392-6.2% |