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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,215 | $156,398-53.8% | $147,318-51.0% | $138,895-48.0% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 14.41% | 78.75%-64.3pp | 70.43%-56.0pp | 145.39%-131.0pp |
| Employer contribution / active EE | $2,596 | $4,853-46.5% | $4,593-43.5% | $4,194-38.1% |
| Participant deferral / active EE | $8,003 | $8,237-2.8% | $7,906+1.2% | $6,396+25.1% |
| Admin fee / account holder | $1,954 | $14,976-87.0% | $13,708-85.7% | $12,562-84.4% |