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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,129 | $174,379+32.5% | $152,093+52.0% | $138,895+66.4% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 16.95% | 74.86%-57.9pp | 66.36%-49.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,717 | $4,652-41.6% | $4,175-34.9% | $4,194-35.2% |
| Participant deferral / active EE | $9,440 | $6,159+53.3% | $5,451+73.2% | $6,396+47.6% |
| Admin fee / account holder | $2,655 | $16,880-84.3% | $14,497-81.7% | $12,562-78.9% |