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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,875 | $101,798+80.6% | $165,071+11.4% | $80,935+127.2% |
| Participation rate | 81.3% | 71.8%+9.4pp | 78.6%+2.6pp | 67.7%+13.6pp |
| Annual return | 15.50% | 16.73%-1.2pp | 70.17%-54.7pp | 35.66%-20.2pp |
| Employer contribution / active EE | $4,947 | $2,954+67.5% | $4,347+13.8% | $2,757+79.5% |
| Participant deferral / active EE | $12,586 | $4,476+181.2% | $6,035+108.5% | $4,299+192.7% |
| Admin fee / account holder | $418 | $8,221-94.9% | $12,695-96.7% | $6,924-94.0% |