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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,560 | $183,539+24.0% | $155,556+46.3% | $145,897+56.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.97% | 61.31%-45.3pp | 64.84%-48.9pp | 552.29%-536.3pp |
| Employer contribution / active EE | $9,102 | $5,315+71.2% | $4,675+94.7% | $4,663+95.2% |
| Participant deferral / active EE | $7,249 | $6,467+12.1% | $5,631+28.7% | $6,689+8.4% |
| Admin fee / account holder | $27,137 | $19,275+40.8% | $15,885+70.8% | $13,390+102.7% |