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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,585 | $111,878-23.5% | $93,727-8.7% | $145,897-41.3% |
| Participation rate | 63.6% | 74.2%-10.6pp | 68.7%-5.1pp | 80.3%-16.7pp |
| Annual return | 15.82% | 204.28%-188.5pp | 133.83%-118.0pp | 552.29%-536.5pp |
| Employer contribution / active EE | $1,782 | $3,092-42.4% | $2,421-26.4% | $4,663-61.8% |
| Participant deferral / active EE | $6,143 | $4,920+24.8% | $4,417+39.1% | $6,689-8.2% |
| Admin fee / account holder | $2,283 | $10,256-77.7% | $8,292-72.5% | $13,390-83.0% |