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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,793 | $146,267-11.3% | $197,124-34.2% | $82,448+57.4% |
| Participation rate | 86.2% | 84.0%+2.2pp | 86.7%-0.5pp | 68.1%+18.1pp |
| Annual return | 10.61% | 29.61%-19.0pp | 44.34%-33.7pp | 41.64%-31.0pp |
| Employer contribution / active EE | $6,245 | $4,723+32.2% | $6,227+0.3% | $2,551+144.8% |
| Participant deferral / active EE | $6,911 | $7,035-1.8% | $9,135-24.3% | $4,139+67.0% |
| Admin fee / account holder | $81,645 | $14,422+466.1% | $16,298+400.9% | $7,234+1028.6% |