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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,872 | $160,070+73.6% | $147,117+88.9% | $145,897+90.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.69% | 98.69%-89.0pp | 420.54%-410.8pp | 552.29%-542.6pp |
| Employer contribution / active EE | $4,736 | $5,285-10.4% | $4,932-4.0% | $4,663+1.6% |
| Participant deferral / active EE | $15,979 | $8,419+89.8% | $8,065+98.1% | $6,689+138.9% |
| Admin fee / account holder | $1,165 | $15,035-92.3% | $12,993-91.0% | $13,390-91.3% |