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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,955 | $142,354-5.2% | $125,529+7.5% | $155,188-13.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 16.73% | 306.06%-289.3pp | 202.56%-185.8pp | 148.84%-132.1pp |
| Employer contribution / active EE | $7,461 | $3,501+113.1% | $3,058+144.0% | $4,248+75.6% |
| Participant deferral / active EE | $6,421 | $5,491+16.9% | $4,813+33.4% | $6,531-1.7% |
| Admin fee / account holder | $5,577 | $19,392-71.2% | $16,298-65.8% | $14,480-61.5% |