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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,641 | $88,815+70.7% | $81,882+85.2% | $145,897+3.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.97% | 1033.75%-1026.8pp | 779.47%-772.5pp | 552.29%-545.3pp |
| Employer contribution / active EE | $2,333 | $3,086-24.4% | $2,916-20.0% | $4,663-50.0% |
| Participant deferral / active EE | $13,883 | $4,647+198.7% | $4,323+221.1% | $6,689+107.5% |
| Admin fee / account holder | $3,616 | $8,434-57.1% | $7,360-50.9% | $13,390-73.0% |