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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,318 | $59,456-35.6% | $93,681-59.1% | $74,400-48.5% |
| Participation rate | 61.4% | 59.6%+1.7pp | 68.7%-7.3pp | 67.2%-5.8pp |
| Annual return | 18.90% | 82.00%-63.1pp | 133.47%-114.6pp | 1367.51%-1348.6pp |
| Employer contribution / active EE | $1,403 | $1,266+10.9% | $2,422-42.1% | $2,624-46.5% |
| Participant deferral / active EE | $2,365 | $3,052-22.5% | $4,415-46.4% | $4,348-45.6% |
| Admin fee / account holder | $778 | $3,026-74.3% | $8,290-90.6% | $1,944-60.0% |