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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,318 | $59,448-35.5% | $93,696-59.1% | $74,459-48.5% |
| Participation rate | 61.4% | 59.6%+1.8pp | 68.7%-7.3pp | 67.2%-5.8pp |
| Annual return | 18.90% | 82.11%-63.2pp | 133.74%-114.8pp | 1369.70%-1350.8pp |
| Employer contribution / active EE | $1,403 | $1,266+10.8% | $2,422-42.1% | $2,626-46.6% |
| Participant deferral / active EE | $2,365 | $3,052-22.5% | $4,417-46.4% | $4,350-45.6% |
| Admin fee / account holder | $778 | $3,027-74.3% | $8,287-90.6% | $1,945-60.0% |