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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,995 | $110,337+41.4% | $102,383+52.4% | $145,877+6.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.50% | 24.83%-7.3pp | 24.94%-7.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $11,814 | $4,216+180.2% | $3,870+205.2% | $4,663+153.4% |
| Participant deferral / active EE | $7,038 | $5,621+25.2% | $5,060+39.1% | $6,691+5.2% |
| Admin fee / account holder | $1,010 | $9,750-89.6% | $8,391-88.0% | $13,402-92.5% |