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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,874 | $184,014+17.3% | $161,149+34.0% | $138,895+55.4% |
| Participation rate | 63.6% | 82.1%-18.4pp | 78.8%-15.2pp | 79.9%-16.3pp |
| Annual return | 19.98% | 21.52%-1.5pp | 21.16%-1.2pp | 145.39%-125.4pp |
| Employer contribution / active EE | $0 | $5,055-100.0% | $4,360-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,472 | $6,909-49.7% | $6,153-43.6% | $6,396-45.7% |
| Admin fee / account holder | $1,216 | $18,027-93.3% | $15,194-92.0% | $12,562-90.3% |