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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,755 | $36,948+113.1% | $73,658+6.9% | $87,485-10.0% |
| Participation rate | 53.8% | 46.8%+7.0pp | 57.0%-3.2pp | 68.9%-15.1pp |
| Annual return | 15.62% | 28.64%-13.0pp | 29.72%-14.1pp | 26.06%-10.4pp |
| Employer contribution / active EE | $1,575 | $670+135.0% | $1,032+52.5% | $2,596-39.4% |
| Participant deferral / active EE | $4,810 | $1,379+248.8% | $2,062+133.3% | $4,274+12.6% |
| Admin fee / account holder | $1,794 | $2,531-29.1% | $3,357-46.5% | $7,775-76.9% |