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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,457 | $102,385-20.4% | $147,080-44.6% | $80,935+0.6% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 17.19% | 135.09%-117.9pp | 420.17%-403.0pp | 35.66%-18.5pp |
| Employer contribution / active EE | $552 | $3,717-85.2% | $4,933-88.8% | $2,757-80.0% |
| Participant deferral / active EE | $4,969 | $6,651-25.3% | $8,066-38.4% | $4,299+15.6% |
| Admin fee / account holder | $2,581 | $7,951-67.5% | $12,989-80.1% | $6,924-62.7% |