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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,860 | $138,312+61.1% | $122,979+81.2% | $155,188+43.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 12.19% | 22.06%-9.9pp | 20.12%-7.9pp | 148.84%-136.6pp |
| Employer contribution / active EE | $5,225 | $3,530+48.0% | $3,062+70.6% | $4,248+23.0% |
| Participant deferral / active EE | $11,727 | $5,592+109.7% | $5,003+134.4% | $6,531+79.6% |
| Admin fee / account holder | $661 | $15,089-95.6% | $12,864-94.9% | $14,480-95.4% |