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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,300 | $123,155-10.4% | $108,753+1.4% | $155,188-28.9% |
| Participation rate | 66.7% | 75.6%-9.0pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 19.10% | 44.73%-25.6pp | 37.47%-18.4pp | 148.84%-129.7pp |
| Employer contribution / active EE | $1,665 | $2,811-40.8% | $2,427-31.4% | $4,248-60.8% |
| Participant deferral / active EE | $4,882 | $4,623+5.6% | $4,115+18.6% | $6,531-25.3% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,320-100.0% | $14,480-100.0% |