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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,955 | $124,980-43.2% | $108,359-34.5% | $154,746-54.1% |
| Participation rate | 40.0% | 75.2%-35.2pp | 70.1%-30.1pp | 80.7%-40.7pp |
| Annual return | 18.52% | 45.00%-26.5pp | 36.89%-18.4pp | 172.34%-153.8pp |
| Employer contribution / active EE | $1,214 | $2,851-57.4% | $2,399-49.4% | $4,379-72.3% |
| Participant deferral / active EE | $3,036 | $4,743-36.0% | $4,137-26.6% | $6,730-54.9% |
| Admin fee / account holder | $1,429 | $11,502-87.6% | $9,741-85.3% | $14,365-90.1% |