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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,955 | $156,616-54.7% | $133,346-46.8% | $198,609-64.3% |
| Participation rate | 40.0% | 77.7%-37.7pp | 72.8%-32.8pp | 82.4%-42.4pp |
| Annual return | 18.52% | 44.25%-25.7pp | 36.85%-18.3pp | 202.70%-184.2pp |
| Employer contribution / active EE | $1,214 | $3,368-63.9% | $2,853-57.4% | $5,055-76.0% |
| Participant deferral / active EE | $3,036 | $4,920-38.3% | $4,332-29.9% | $6,977-56.5% |
| Admin fee / account holder | $1,429 | $17,468-91.8% | $14,264-90.0% | $19,030-92.5% |