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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,151 | $174,379+61.2% | $152,093+84.9% | $138,895+102.4% |
| Participation rate | 73.9% | 81.6%-7.7pp | 77.8%-3.9pp | 79.9%-6.0pp |
| Annual return | 16.31% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $3,893 | $4,652-16.3% | $4,175-6.7% | $4,194-7.2% |
| Participant deferral / active EE | $6,347 | $6,159+3.1% | $5,451+16.4% | $6,396-0.8% |
| Admin fee / account holder | $4,312 | $16,880-74.5% | $14,497-70.3% | $12,562-65.7% |