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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,151 | $172,111+63.4% | $150,298+87.1% | $137,256+104.8% |
| Participation rate | 73.9% | 81.7%-7.8pp | 77.8%-3.8pp | 80.0%-6.0pp |
| Annual return | 16.31% | 69.37%-53.1pp | 62.79%-46.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $3,893 | $4,636-16.0% | $4,154-6.3% | $4,156-6.3% |
| Participant deferral / active EE | $6,347 | $6,166+2.9% | $5,453+16.4% | $6,407-0.9% |
| Admin fee / account holder | $4,312 | $16,471-73.8% | $14,116-69.5% | $12,270-64.9% |