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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,963 | $81,331-45.9% | $155,534-71.7% | $80,935-45.7% |
| Participation rate | 78.5% | 66.3%+12.2pp | 78.2%+0.2pp | 67.7%+10.8pp |
| Annual return | 16.42% | 33.37%-17.0pp | 64.92%-48.5pp | 35.66%-19.2pp |
| Employer contribution / active EE | $993 | $3,105-68.0% | $4,675-78.8% | $2,757-64.0% |
| Participant deferral / active EE | $2,990 | $3,454-13.4% | $5,630-46.9% | $4,299-30.5% |
| Admin fee / account holder | $2,315 | $7,999-71.1% | $15,900-85.4% | $6,924-66.6% |