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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,178 | $106,749-19.3% | $145,433-40.7% | $82,448+4.5% |
| Participation rate | 85.2% | 75.6%+9.6pp | 82.1%+3.1pp | 68.1%+17.2pp |
| Annual return | 5.13% | 27.59%-22.5pp | 66.58%-61.4pp | 41.64%-36.5pp |
| Employer contribution / active EE | $1,880 | $3,444-45.4% | $4,554-58.7% | $2,551-26.3% |
| Participant deferral / active EE | $8,303 | $6,519+27.4% | $7,897+5.1% | $4,139+100.6% |
| Admin fee / account holder | $17,554 | $8,390+109.2% | $13,129+33.7% | $7,234+142.7% |