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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,043 | $117,904-71.1% | $102,457-66.8% | $145,978-76.7% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 12.20% | 31.80%-19.6pp | 29.41%-17.2pp | 550.52%-538.3pp |
| Employer contribution / active EE | $0 | $3,613-100.0% | $3,022-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,581 | $5,733-55.0% | $5,054-48.9% | $6,690-61.4% |
| Admin fee / account holder | $667 | $13,329-95.0% | $9,451-92.9% | $13,400-95.0% |