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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,229 | $227,399+52.7% | $189,758+83.0% | $198,609+74.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 11.11% | 61.03%-49.9pp | 52.62%-41.5pp | 202.70%-191.6pp |
| Employer contribution / active EE | $12,013 | $5,526+117.4% | $4,767+152.0% | $5,055+137.6% |
| Participant deferral / active EE | $9,903 | $6,837+44.9% | $5,856+69.1% | $6,977+41.9% |
| Admin fee / account holder | $1,256 | $25,162-95.0% | $20,388-93.8% | $19,030-93.4% |