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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,544 | $162,136-22.6% | $152,301-17.6% | $154,746-18.9% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 19.74% | 91.02%-71.3pp | 80.50%-60.8pp | 172.34%-152.6pp |
| Employer contribution / active EE | $4,149 | $4,890-15.2% | $4,624-10.3% | $4,379-5.3% |
| Participant deferral / active EE | $14,172 | $8,341+69.9% | $8,004+77.1% | $6,730+110.6% |
| Admin fee / account holder | $7,171 | $15,759-54.5% | $14,398-50.2% | $14,365-50.1% |