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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,523 | $160,070-40.3% | $147,117-35.1% | $145,897-34.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 27.70% | 98.69%-71.0pp | 420.54%-392.8pp | 552.29%-524.6pp |
| Employer contribution / active EE | $3,695 | $5,285-30.1% | $4,932-25.1% | $4,663-20.7% |
| Participant deferral / active EE | $11,692 | $8,419+38.9% | $8,065+45.0% | $6,689+74.8% |
| Admin fee / account holder | $55,885 | $15,035+271.7% | $12,993+330.1% | $13,390+317.4% |