Retirement plan

JACOBS FUNERAL HOME, INC. OF IRON RIVER, PROFIT SHARING PLAN

Name: JACOBS FUNERAL HOME, INC. OF IRON RIVER - JACOBS FUNERAL HOME, INC. OF IRON RIVER, PROFIT SHARING PLAN (2025) Form 5500
Creator: JACOBS FUNERAL HOME, INC. OF IRON RIVER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JACOBS FUNERAL HOME, INC. OF IRON RIVER, PROFIT SHARING PLAN, JACOBS FUNERAL HOME, INC. OF IRON RIVER

JACOBS FUNERAL HOME, INC. OF IRON RIVEREIN 38-3375316Plan #001PY 2025

405 CAYUGA STREET - IRON RIVER, MI 499351325906-265-5129

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$944K

+15.4% from 2024

Total participants

-25.0% from 2024

Average account balance

$314,583

+53.8% from 2024

Annual return

12.49%

+4.64 pp from 2024

Benchmarks

See 17,085 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort17,085 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$944K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$315K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$35K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6879

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$21K

$6879 / participant

Other / not subdivided$21K100.0%

% of EOY assets

2.187%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$314,583

$114,013+175.9%

$103,693+203.4%

$155,188+102.7%

Participation rate

100.0%

75.2%+24.8pp

72.6%+27.4pp

80.8%+19.2pp

Annual return

12.49%

49.31%-36.8pp

47.61%-35.1pp

148.84%-136.3pp

Employer contribution / active EE

$11,781

$3,131+276.2%

$2,920+303.4%

$4,248+177.3%

Participant deferral / active EE

$4,970-100.0%

$4,579-100.0%

$6,531-100.0%

Admin fee / account holder

$6,879

$8,407-18.2%

$7,858-12.5%

$14,480-52.5%

JACOBS FUNERAL HOME, INC. OF IRON RIVER, PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JACOBS FUNERAL HOME, INC. OF IRON RIVER, PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion