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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,419 | $111,878-11.1% | $93,727+6.1% | $145,897-31.9% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 17.39% | 204.28%-186.9pp | 133.83%-116.4pp | 552.29%-534.9pp |
| Employer contribution / active EE | $1,489 | $3,092-51.9% | $2,421-38.5% | $4,663-68.1% |
| Participant deferral / active EE | $1,858 | $4,920-62.2% | $4,417-57.9% | $6,689-72.2% |
| Admin fee / account holder | $20 | $10,256-99.8% | $8,292-99.8% | $13,390-99.9% |